Habits & Decisions That Compound

Karen Zheng & Wesley Sng

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A Monthly Curated Newsletter

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

7 tips to get healthy habits to stick without getting stressed

Change for the better is a process. Like training for a marathon or learning a new language, improving your wellbeing has to be approached realistically and progressively to work. So sure, you won’t get results overnight, but over time small gains add up. The trick is sticking with it long enough that the new habits you want to incorporate into your day-to-day become automatic..

9 Good Money Habits You Can Form

While you may have ambitious money goals, the key to reaching them is building a collection of smaller everyday habits. By taking baby steps that become second nature over time, you’ll hopefully be able to improve your financial situation. Here are some small habits you can develop today that may help your money grow.

How to Be Happy – 7 Habits of Happy People

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Karen Zheng & Wesley Sng

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Testimonials and Referral Notes

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Judy Tan

When we purchase insurance, we are not only buying the product, but also the service rendered by the advisor. Due to this, it is important to have a good adviser who will stay with you in time of need. Karen is my family adviser and she had been a great help to me when I met an accident while holidaying on Norway. From the time of call to her, she had been a great help, liaising with my travel insurer on medical attention, talking to my surgeon to explore possible treatments and finally, the arrangement to fly back for my op. And finally arranging for my local and overseas medical claim. I will definitely recommend Karen to anyone looking for a responsible and capable adviser. Your finances and family will be in good hands.

Siew Chi

Karen is my ex-colleague and when I found out that she is joining her husband in the insurance line, I got in touch to see if she can recommend me a plan to replace my existing one. Through our correspondence, I find her extremely prompt in her responses be it via messaging or via email. Her follow up skills are commendable and I will not hesitate to recommend her to anyone who is keen to seek financial advice.

Karen is my cousin and she's been a great help and resource to our family's financial planning so far. I'm sure your meeting with her will benefit you & your family greatly. You can also tap on her knowledge should you need an advice/opinion.

Allyson Ong

Wesley has been my financial planner for the past 10 Years. He is always sincere, and always think a step ahead for his clients. His service is excellent, and he is always an sms/call away. This is what let him stand out from other financial advisers. With Karen helping him in his career, she is amazingly sharp and is able to give great advice with her sound financial background. No one likes to buy insurance from hit and run agents. If you want good customization to your planning needs and super efficient follow-up service especially in times of urgent advice and claims, I am confident Wesley and Karen are the perfect financial planners to go to. :)

Jacob & Carmen

"Buying insurance feels like finding things in the dark without a torch. As such, a financial adviser will need to have sounds knowledge to shed light about policies and its complicated jargons. Karen is very knowledgeable with ultra patience level but what sets her apart from other adviser is her efficiency. She responds to queries with lightning speed. We are glad to have her handling our future plans!"