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Karen Zheng & Wesley Sng

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A Monthly Curated Newsletter

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

7 Ways to Stay Positive Even During the Toughest Times

Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff.

 
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Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive

Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively.

 
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Your brain is wired for negative thoughts. Here's how to change it.

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Karen Zheng & Wesley Sng
 
 
 
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Testimonials and Referral Notes

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Judy Tan

When we purchase insurance, we are not only buying the product, but also the service rendered by the advisor. Due to this, it is important to have a good adviser who will stay with you in time of need. Karen is my family adviser and she had been a great help to me when I met an accident while holidaying on Norway. From the time of call to her, she had been a great help, liaising with my travel insurer on medical attention, talking to my surgeon to explore possible treatments and finally, the arrangement to fly back for my op. And finally arranging for my local and overseas medical claim. I will definitely recommend Karen to anyone looking for a responsible and capable adviser. Your finances and family will be in good hands.

Siew Chi

Karen is my ex-colleague and when I found out that she is joining her husband in the insurance line, I got in touch to see if she can recommend me a plan to replace my existing one. Through our correspondence, I find her extremely prompt in her responses be it via messaging or via email. Her follow up skills are commendable and I will not hesitate to recommend her to anyone who is keen to seek financial advice.

Mj

Karen is my cousin and she's been a great help and resource to our family's financial planning so far. I'm sure your meeting with her will benefit you & your family greatly. You can also tap on her knowledge should you need an advice/opinion.

Allyson Ong

Wesley has been my financial planner for the past 10 Years. He is always sincere, and always think a step ahead for his clients. His service is excellent, and he is always an sms/call away. This is what let him stand out from other financial advisers. With Karen helping him in his career, she is amazingly sharp and is able to give great advice with her sound financial background. No one likes to buy insurance from hit and run agents. If you want good customization to your planning needs and super efficient follow-up service especially in times of urgent advice and claims, I am confident Wesley and Karen are the perfect financial planners to go to. :)

Jacob & Carmen

"Buying insurance feels like finding things in the dark without a torch. As such, a financial adviser will need to have sounds knowledge to shed light about policies and its complicated jargons. Karen is very knowledgeable with ultra patience level but what sets her apart from other adviser is her efficiency. She responds to queries with lightning speed. We are glad to have her handling our future plans!"